Money talks a lot in life, even then, if he is considered to be frugal or spendthrift and buy everything indiscriminately. Simply put, the more a person earns, the more he may delay, without spending on essential goods including food, you can specify, for the resettlement housing, buy clothes, and, therefore, it is possible to invest.
Using the information obtained from the statistical bureau of labor in-depth analysis was carried out where the money goes Americans. To obtain accurate data, the population was divided into three main groups: the Americans with an average income, the poor (20% of which are at the bottom), rich (20% are located at the top).
If you take a normal household with average incomes, it spends 53,708 dollars a year, or 73% of the revenue. In such families, mostly 2.5 people (1.3 working and have income 0.6 0.4 minors and the elderly).
If you believe the reports BLS farm incomes are estimated at 73,574 dollars per year. It is interesting that 84.4% is in this case the salary, the remainder - a retired 11.3%, followed by dividends and property index, which is equal to 2.6% and only 1.7% from other income.
The first place for financial investments - a housing or 22.1% of the costs. In second place followed by insurance payments and utility bills, or 9%. The third position belongs to households (7.7%) and, finally, it comes to transport, which gets 7.5%. It is important to know that the average household can leave only 10 000 dollars a year.
The poorest residents of the United States for a year spend about 25 525 (100% of the incoming revenue). Danae category consists of 1.6 people (0.5 falls on the person receiving the income 0.3 0.4 are children and the elderly).
What characterizes this type of economy? First of all, this part of the population spends fully all the proceeds to live. Cash flow is not stable from one source, i.e., involving numerous options for their preparation.
This category is mainly 24.8% of their income to send service and pay the rent. In second place is the food - 10.1%, followed by going utilities and insurance section (7.9%). The final place belongs to medicine (6.9%), and household management (6.9%).
The richest category American people spend 99,639 US dollars or 53% of earned income. In this group there are 3.1 people (2.1 is the one who receives the income, 0.8 are children and the elderly 0.2). These families may have an average 188,102 dollars of total revenue, in this case, they come into the family budget as wages (92.1%). People belonging to this group are used in life only half of the income.
The main expenditure is the payment of their housing, or 21.6%, vehicle maintenance (8.3%). Housekeeping is in the aisles of 8.2%, payment of utility bills and insurance (8.2%), and entertainment they spend 6.9%.
The richest people of America in the form of taxes to the treasury are sent about 40 000 dollars per year. Notably, they can defer nearly half of their income or $ 50 000 per year.
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Based on materials WELTRADE